Health Insurance

We offer personalized consultations to help you select a plan that aligns with your health needs, budget, and lifestyle. Our team will guide you through the options, including individual, family, and group plans.

Yes, our family health insurance plans allow you to include your spouse, children, and dependents under a single policy, ensuring comprehensive coverage for your entire household.

Absolutely. Our critical illness coverage provides financial support for treatments, hospital stays, and recovery for conditions such as cancer, heart disease, and stroke. We also offer specialized programs, like our mortgage insurance initiative for breast cancer survivors, to ensure fair access to property and loans.

Under this policy, individuals who have recovered from certain health conditions, such as cancer, are not penalized with higher premiums or reduced coverage when applying for borrower or health insurance.

We offer coverage for mental health services, including therapy, counseling, and psychiatric care. We also partner with organizations to provide resources and support for mental well-being.

We offer wellness programs that promote healthy living through fitness incentives, nutrition counseling, and stress management resources.

Our hospitalization coverage includes room charges, surgery costs, diagnostic tests, and post-operative care. We also provide cashless hospitalization at our network of partner hospitals.

ss incentives, nutrition counseling, and stress management resources.

Yes, our international health insurance plans include coverage for emergency medical treatments while traveling, ensuring you’re protected no matter where you are.

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Complementary health insurance supplements your primary health coverage by covering additional expenses, such as dental care, vision care, and alternative therapies.

Yes, our complementary health insurance plans are portable, meaning you can retain your coverage even if you switch employers.

Filing a claim is simple. You can submit your claim online through our secure portal, via email, or by visiting one of our branches. Our team will guide you through the process and ensure a quick resolution.

If your claim is denied, you can request a detailed explanation and appeal the decision. Our customer support team is here to assist you every step of the way.

We offer mortgage insurance with no surcharges or reduced guarantees for women who have overcome breast cancer, ensuring they have equal access to property and loans.

Yes, we provide specialized insurance plans for caregivers, including coverage for respite care, counseling, and financial support.

We offer dependency insurance that covers home care, assisted living, and medical expenses for seniors and individuals with loss of autonomy.

We leverage AI to improve patient care, streamline claims processing, and provide personalized health recommendations. Our AI-driven tools also help detect potential health risks early.

Yes, our secure online portal allows you to manage your policy, view coverage details, and download important documents anytime, anywhere.

Yes, our secure online portal allows you to manage your policy, view coverage details, and download important documents anytime, anywhere.

We offer a range of plans to suit different budgets, with flexible payment options and discounts for group policies.

We are committed to transparency. You can access detailed fee tables for all our health insurance products on our website, ensuring you know exactly what you’re paying for.

• omprehensive Coverage: From routine care to critical illnesses, we’ve got you covered.

• Innovative Solutions: Our AI-driven tools and specialized programs set us apart.

• Inclusive Policies: We believe in equal access to health care for all, regardless of health history.

• Customer-Centric Support: Our team is here to guide you every step of the way.

At Retiresmartly, your health and well-being are our top priorities. Let us help you protect what matters most.