Terms and Conditions**
Welcome to **Retiresmartly Insurance Company**. By accessing or using our website, products, or services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before proceeding.
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1. Acceptance of Terms**
By using our website, products, or services, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding agreement. If you do not agree to these terms, you must refrain from using our website or services.
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2. Use of Website**
– The content on this website is for general information and personal use only.
– You may not reproduce, distribute, or exploit any content without prior written consent from Retiresmartly Insurance Company.
– Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
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3. Insurance Products and Services**
– All insurance products and services are subject to the terms, conditions, and exclusions outlined in the respective policy documents.
– Retiresmartly Insurance Company reserves the right to modify, suspend, or discontinue any product, service, or feature at any time without prior notice.
– Premiums, coverage, and benefits are subject to underwriting approval and may vary based on individual circumstances.
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4. Privacy and Data Protection**
Your use of our website and services is governed by our [Privacy Policy](#), which outlines how we collect, use, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.
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5. Intellectual Property**
All content on this website, including text, graphics, logos, and images, is the property of Retiresmartly Insurance Company or its licensors and is protected by intellectual property laws. Unauthorized use is strictly prohibited.
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6. Limitation of Liability**
– Retiresmartly Insurance Company shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or our services.
– We do not guarantee that the website will be error-free, secure, or available at all times.
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7. Third-Party Links**
This website may contain links to third-party websites. These links are provided for your convenience, and Retiresmartly Insurance Company is not responsible for the content or practices of these external sites.
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8. Governing Law**
These terms and conditions are governed by and construed in accordance with the laws . Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].
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9. Changes to Terms and Conditions**
Retiresmartly Insurance Company reserves the right to update or modify these terms and conditions at any time without prior notice. Your continued use of the website or services constitutes acceptance of the revised terms.
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10. Contact Us**
If you have any questions or concerns about these terms and conditions, please contact us at:
– **Email**: info@retires-martly.com
By using our website or services, you acknowledge that you have read, understood, and agreed to these terms and conditions.
© 2025 Retiresmartly Insurance Company. All rights reserved.
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This document ensures clarity and legal protection for both the company and its users.
